Many people try to find a way out of the credit crunch to find serious loans despite Credit bureau and unemployment. Of course there are such credit options as risk loans. How serious the possible loan offers are is often a reflection of the seriousness of the borrower.
Serious loans despite Credit bureau and unemployment – the possibilities
Serious loans despite Credit bureau and unemployment can not be found at any commercial bank. Special providers from Germany and abroad are the contact persons for this loan option. Credit intermediaries provide assistance in finding providers. In addition to contacting the special providers, they usually carry out the preparatory work that is not possible from abroad. The direct route to Swiss credit without the intermediary service is therefore rarely an option.
The loan without Credit bureau is mainly offered as a foreign loan, since other options promise little chance of success. Domestic credit institutions are rigidly committed to reporting every loan granted to Credit bureau. Take a look at the Credit bureau excerpt for lending. If there is a negative entry there, loans are practically excluded. The business policies of German credit institutions differ only occasionally.
Seriousness is not a one-way street
To be successful in the lending business is a constant balancing act between serious lending business and gambling for all providers. The belief in the seriousness of almost all credit institutions is badly damaged. Just pointing your finger at bad credit terms and usury interest is only half the story. Behind the bad loans that almost led to the collapse of the USD zone are not just bankers with a gambler mentality.
The system collapsed as borrowers made unreliable repayment promises. It was the desire of the borrowers to go after dubious credit check procedures that triggered this debt avalanche. The American bankers were just so “smart” money-hungry Agree banks in the maelstrom of bad loans. We all pay the price for this through wage dumping, poor job market opportunities and rising public debt.
Seriousness is not a one-way street. Anyone who expects serious loans in spite of Credit bureau and unemployment must offer serious loan collateral and repayment requirements.
Requirements for serious lending
Anyone who has ever had a negative impact on Credit bureau is considered by many credit institutions in Germany to be untrustworthy. This assessment is exaggerated. It would be dubious to expect a new loan without having made sure that the table was clear. Serious credit providers for foreign loans can only be found if the negative Credit bureau entry is at least marked “done”. If you have not paid your debts, you will only get a windy overpriced offer.
In addition, credit guarantees must be provided for serious loans despite Credit bureau and unemployment. Property security, the paid car, for example, or old-age provision are possible. Long-term paid-up life insurance and a solvent guarantor are perfect.